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All small business loans offered by BriteCap Financial, LLC are provided pursuant to California Finance Lender license #6039614. In certain states, loans may not be available at all or may be limited in availability depending upon certain borrower and loan attributes. In certain states where loans are not available, we may offer a purchase of future receivables. We do not currently offer any products in Nevada, North Dakota, Rhode Island, South Dakota, and Vermont.
**Time in business, FICO score and annual business revenue are the minimum requirements to prequalify for a BriteCap financing product, however, in order to receive final approval BriteCap must independently verify information provided on your application, as well as receive additional information regarding you and your business. ^BriteCap's offer to renewal customers of lower rates for financing assumes that a renewal customer's credit profile has not negatively changed from the time of customer's last financing with BriteCap. Any deterioration in a renewal customer's credit profile may make a renewal customer ineligible for lower rates.